If you are anything like Daffy Duck (Looney Tunes and Merrie Melodies), you definitely need accident insurance cover. However, most people don’t know the difference between an accident cover and a health insurance plan.
A health plan provides coverage for medical bills and hospital charges. The money is usually paid to the medical provider, in case it is among the network hospitals of the insurer. The plan does not solely cater to accidents, but other diseases and medical conditions as well.On the other hand, an accident insurance plan covers a broad range of accidental injuries and death. The money for recovery is usually given to the insured or the family to take care of needs arising out of the accident, injuryor death.